Our Services
At Next Point Funding, we make business financing simple, fast, and flexible. Whether you’re looking to grow, stabilize cash flow, or take advantage of new opportunities, we help connect you with funding solutions designed around your business — not the other way around.
Working Capital
Short-term funding designed to help cover everyday business expenses, payroll, inventory, or unexpected costs. A fast and flexible option when cash flow matters most.
Merchant Cash Advance (MCA)
Funding based on your business’s revenue rather than traditional credit requirements. Repayment adjusts with your sales, making it a practical option for businesses with consistent daily income.
Business Lines of Credit
Access funds when you need them — and only pay for what you use. Ideal for ongoing expenses, seasonal fluctuations, or maintaining financial flexibility.
Equipment Financing
Finance new or used equipment without draining cash reserves. From vehicles to machinery and technology, we help businesses get the tools they need to operate and scale.
Invoice Financing
Turn outstanding invoices into immediate working capital. Get paid faster without waiting on long customer payment cycles.
Startup & New Business Funding
Options available for newer businesses that may not yet qualify for traditional bank financing. Great for entrepreneurs ready to take the next step.
Credit-Based Business Loans
For qualified businesses seeking structured financing with fixed terms and predictable payments.
Fast Pre-Qualification
Our quick pre-qualification process allows you to explore funding options with minimal paperwork and no obligation — helping you understand what’s available before moving forward.
Who We Are
Next Point Funding is a business financing partner dedicated to helping small and mid-sized businesses move forward with confidence. We believe access to capital should be simple, transparent, and focused on real business needs — not complicated processes or unnecessary delays.
Our team works closely with business owners to understand their goals and connect them with funding solutions that support growth, stability, and long-term success. Whether you’re expanding, managing cash flow, or preparing for your next opportunity, we’re here to help make the process straightforward and stress-free.
At Next Point Funding, our approach is built on communication, efficiency, and personalized service — because every business has its own path, and financing should reflect that.